Business Loans
Access to Capital is Vital for Business Growth. We’ll make Sure You Don’t Overpay for the Money.
From equipment financing to term loans to working capital loans, we’ll match you with the right loan for what you want to accomplish.
Get Started
Speak with one of our commercial lending experts now.
Get matched with the loan program that’s just right for you.
We’ll approve and close your loan fast. Think days, not weeks.
Equipment Financing
We have relationships to finance almost any type of business-related equipment. Borrowers can use existing equipment as collateral to get access to capital or we can arrange financing for the purchase of new or even used equipment.
- Fast approvals, typically within 24-48 hours
- We have programs for all credit types
- Government and municipal leasing
- Loan amounts from $25,000 to $3,000,000
- 24, 36, 48, 60 and 120 month leases
- Competitive rates
Types of equipment: Just about any type of equipment can be used including Signage, Construction Equipment, Heavy Machinery, Tractors, Farming Equipment, Trucks, Trailers, Printing Equipment, Manufacturing Equipment, etc.
Term Loans
These are simple interest term loans for businesses with good credit and cash flow.
• 2, 3, 4, 5 and 10 year terms
• Competitive Interest rates
• Loans between $50,000 and $750,000
• No prepayment penalties
• Fast closings
Working Capital Loans
Working Capital Loans have historically been associated with hard money and high fees. Now lenders are offering better pricing and longer terms making this type of financing more attractive to business owners. Funding can take place in as little as one day with a one-page application and little documentation required. We represent the nation’s top lenders and know how negotiate the best terms for our clients.
- Terms up to 36 months
- Daily or weekly payment
- Same day funding
SBA Loans
At Brightbox Capital, we have relationships with top SBA Preferred Lenders and a thorough understanding of the loan programs made available to business owners through the U.S. Small Business Administration. These programs can close fast and provide the capital needed to acquire commercial real estate, get access to working capital as well as to purchase equipment.
- Loan amounts from $25,000-$5,000,000
- Minimal documentation required for loan amounts up to $350,000
- Interest rates are always market competitive
- Fast closings
- We handle the paperwork
Use of Proceeds:
- Real estate acquisition, construction or refinance: Up to 90% financing available
- Business acquisition: Up to 80% financing available
- Equipment acquisition: Up to 100% financing available
Terms:
- Up to 25 years for real estate financing
- Up to 10 years for equipment or business acquisition financing
- Up to 7 years for permanent working capital
Unsecured Lines of Credit
Unsecured Lines of Credit is an excellent way for startups and existing businesses to get access to capital.
- Funding in as little as 10 days
- Any business in any industry can qualify
- Simple application process
- Interest rates start at 0% for the first 6-12 months
